Frequently Asked Quetsions

Here is a collection of common questions about our service. We are not a lender, we send your loan request to our network of lenders to find you a loan offer. Our service has absolutely no fees (lenders will have their own fees).
What is a Personal Loan?

Personal loans are generally loans without collateral (hence the name personal) that may run up to around $35,000. Personal loans can be used for any purpose, but common uses include debt consolidation, credit card payoffs, etc.. It may go without saying but personal loans should be used responsibly. Be sure to read the terms before accepting.

What is a Short Term Loan?

Short term loans are designed around addressing an immediate financial need or emergency. This could be an unexpected medical bill, a broken down car, etc. The loan amount range is usually up to $1,000 and the term can range from under 30 days for a payday style loan to monthly or weekly installments for an installment style loan

Why are you collecting my SSN and Bank Details?

Our network of lenders use your SSN and bank details to help them make a decision about whether or not to extend you a loan offer. The bank details also help the lender that you are connected to know how to send money to your account. Our websites are encrypted using industry recognized encryption technology to help keep your information safe. Additionally, lenders use the SSN to help lenders ensure the identity of the applicant is really the person they say they are.

Are you a lender?

No, we are not a lender. We work with several lenders to make up a network that can help you to find a loan. After submitting a request, if accepted, we will forward you to the lender's website where you will be able to learn more about your specific loan offer.

Important Disclaimers and Disclosures

IMPORTANT: The Operator of this website is not a lender, financial institution, loan broker or an agent of a lender or loan broker and does not make any credit decisions. This service, which connects consumers with eligible 3rd party lenders, is no-fee to consumers. This service does, however, receive payment from lenders for referring lead data to them. Although multiple factors dictate the order in which lenders have the opportunity to purchase a lead, the highest bidding lender will most often get the opportunity. Information may be shared with non-lenders or other intermediary service providers (like us) to help you connect with a lender. This service works with many different kinds of lending partners, incuding tribal lending institutions. Federally recognized indian tribes are independent sovereign nations and entities under their control are not required to follow some state and local laws regarding rates, fees and other loan related conditions. They are, however, required to follow federal laws. If you are connected with a tribal entity, be sure to check their rates as they may carry higher interest when compared to state-licensed lenders. The Truth in Lending Act requires all lenders (including tribal) to disclose rates, fees and other important conditions of a loan. After checking the terms, make a determination of whether or not you can afford the payments. We earnestly encourage you to reject any offer that is not within your financial means. You may also consider seeking professional advice regarding your financial circumstances and alternatives to loan products. Failure to repay your loan may carry nonpayment penalties and collection activities. Please review nonpayment terms with your lender directly.

State Availability: This website does not offer loans in all states. If you are from a state that we do not service or do not have a lender for, you will not be able to be connected to a lender. Our service does not constitute an offer or solicitation for any loan products that are prohibited by state law. Additionally, this is not a solicitation for any particular loan and is not a loan offer.